Self-serve ROI

Plug in your operation. See what we'd save you.

Pick your segment, set six sliders, and we'll model annualized savings, headcount-equivalent capacity, and (where it applies) liquidation upside. Numbers are ranges grounded in real engagements. No email required.

Step 01 · Pick your segment

Step 02 · Tell us about your operation

All defaults are sensible starting points for a typical collection agency. Override anything that's off.

Cases / accounts per yearVolume across the workflow
6,000
Manual minutes per case (today)Intake + documents + admin overhead
45 min
Fully-loaded cost per seat / yrSalary + benefits + overhead
$65K
Liquidation / net-back rate (%)Recovery as % of face value
14%
Annual portfolio volume placedTotal face value run through the workflow
$12.0M
Operations seats / collectorsFront-line FTEs — drives capacity headroom calculation
40

Assumptions · Manual minutes-per-case reduction: 70–90%. Liquidation lift: 8–18% relative to baseline net-back.

Step 03 · Estimated annual value

$237K – $434K

Range across cost savings and (where applicable) liquidation lift. Conservative low uses minimum documented assumptions.

Manual hours eliminated / yr3,150 hrs – 4,050 hrs
Operating cost saved / yr$102K – $132K
FTE-equivalent capacity returned1.6 – 2.0
Volume headroom unlocked4–5%
Liquidation upside / yr$134K – $302K
Manual baseline (for reference)4,500 hrs / yr

What this calculator does not model

  • One-time implementation effort (typically 2–6 weeks for first product live)
  • Compliance-incident avoided cost — by definition counter-factual
  • Strategic upside from cross-portfolio learning over 2–3 years
  • Client-retention lift from sharper reporting

Bring a recent operational extract to your walkthrough and we'll replace assumption ranges with numbers from your data.

§ AXMethodology · how we calibrated this

A short, honest note about where these numbers came from.

Time savings

The 70–90% reduction range is bounded below by the most conservative documented case-stage automation, and above by the PNW agency's per-case workflow (1.5–2.5 hours → 5–9 minutes, which is ~95%).

Cost savings

Hourly rate is your fully-loaded seat cost divided by 2,000 working hours/year. Multiplied by eliminated hours. No multiplier for opportunity cost — we keep this conservative on purpose.

Liquidation lift

8–18% lift on net-back % is grounded in scoring + routing + behavioral-segmentation engagements in adjacent verticals. Highly portfolio-dependent. Not applied to debt sellers.