Step 01 · Pick your segment
Step 02 · Tell us about your operation
All defaults are sensible starting points for a typical collection agency. Override anything that's off.
Assumptions · Manual minutes-per-case reduction: 70–90%. Liquidation lift: 8–18% relative to baseline net-back.
Step 03 · Estimated annual value
$237K – $434K
Range across cost savings and (where applicable) liquidation lift. Conservative low uses minimum documented assumptions.
What this calculator does not model
- One-time implementation effort (typically 2–6 weeks for first product live)
- Compliance-incident avoided cost — by definition counter-factual
- Strategic upside from cross-portfolio learning over 2–3 years
- Client-retention lift from sharper reporting
Bring a recent operational extract to your walkthrough and we'll replace assumption ranges with numbers from your data.
A short, honest note about where these numbers came from.
The 70–90% reduction range is bounded below by the most conservative documented case-stage automation, and above by the PNW agency's per-case workflow (1.5–2.5 hours → 5–9 minutes, which is ~95%).
Hourly rate is your fully-loaded seat cost divided by 2,000 working hours/year. Multiplied by eliminated hours. No multiplier for opportunity cost — we keep this conservative on purpose.
8–18% lift on net-back % is grounded in scoring + routing + behavioral-segmentation engagements in adjacent verticals. Highly portfolio-dependent. Not applied to debt sellers.